Tim Jones (DipPFS)

Tim has been giving independent financial advice to clients for almost 20 years.

As our Practice Principal, Tim is authorised to provide advice across all financial areas, and specialises in pensions, savings, investments and insurance.

Tim manages a number of group pension schemes, with +£12m funds under his management.

To speak to Tim directly, call 07802 888 354
or send him an email at tim@cogent-fs.com

Karen Mayer (DipPFS)

Qualified to advisor level, Karen leads Cogent’s service delivery to clients.

She works alongside Tim in the development of clients’ financial plans and solutions. Her core expertise is investment and retirement planning.

To speak to Karen, call the practice number 01789 450 687
or send her an email at karen@cogent-fs.com

Matt Elson

Matt is Cogent’s mortgage specialist. Before becoming an independent advisor, Matt worked for a high street Building Society. He knows how lenders work so is an expert at leading clients through the mortgage process.

Matt is a qualified Independent Financial Advisor so can advise on life cover, pensions and investments.

To speak to Matt directly, call 07920 269 152
or send him an email at matt@cogent-fs.com

Becky Hedderman

Becky manages our client administration. Having worked in other professional service companies, Becky is key to delivering our high client service level.

To speak to Becky directly, call the practice number 01789 450 687
or send her an email at becky@cogent-fs.com