I need a mortgage

Are you a first time buyer? Maybe you’re looking to move house, or just reduce your mortgage outgoings? Are you considering a Buy to Let investment?

Cogent can offer you independent financial advice on any and every aspect of mortgage borrowing.

Our independent status means that we consider products from all providers on the market to find you the right one.

We use a research system that is updated daily to give you advice on the most up-to-date products available.

When finding you the right mortgage product, we will help you to:

  • Clarify your own mortgage needs and guide you in how much you can afford to borrow
  • Understand the choices available to you
  • Decide on the right repayment terms
  • Choose the right product and provider for you
  • Understand the initial and ongoing cost of your mortgage

Risk Warning – Your home may be re-possessed if you do not keep up repayments on your mortgage or any other debt secured against it.